AutoInvest - Feedback

Mind you, since VWRA is actually in negative territory, at about -6.8% since its inception and over the last year, it is hard to see where the plus 8% projection comes from.

Thanks @george, I look forward to the next update landingā€¦ The version I currently have isā€¦ 5.5.2 which behaves as aboveā€¦

Do the current versions update automatically?

Expected return is different to actual return because the calculations are based on an average return.

My expected return calculation for VWRA was: image 6.77%

This was based on the average of daily returns. Formula and code used here: https://github.com/nickspacemonkey/efficient_frontier/blob/master/efficient_frontier.py

T212 might be using a different peoriod to do their calculations like monthly. They might also be factoring in a risk-free-rate. Iā€™m not entirely sure how they calculate, but mine is not that far off.

If a stock or ETF has a very short history we assign an automatic 8%. I understand with ETFs we could be way more creative since we can refer to the indices they track (we will get to that in the future). Moreover, when we implement ETF holdings info in most cases we would be able to calculate the long term historical return no matter when the ETF was incepted.

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@George
One thing I would like to have is ā€œLimit orderā€ for whole porfolio, based on either total value or % returns. For instance when portfolio drops to -5%/10% or certain percentage drop in a day.

Can you make it happen? :beers:

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Alerts and limit orders based on the value of a single pie would mean one could more closely use pies as self-managed ETFs. Eg. ā€œBuy Ā£100 more if value of present pie hits Ā£500ā€. But I guess the problem would be the paper trail by which to verify that such value was actually hit. So hard to see how pie trading can have ever have all the same features as trading an ETF such as VUSA.

Same problem with @Vedranā€™s idea. How do you verify retrospectively that the trigger defined by portfolio value was or was not actually met?

Alerts, however, might be possible.

@George

Can you please allow access to graphs for indivudual instruments in a PIE if i want to see the history? At the moment i have to come out of my PIE and go to search to look at a perticular instrument.

Thank you
M.SALEEM

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That is in the works. Apparently it is already implemented but not active.

@Richard.W
Thank you for prompt reply.
Appriciated

I now remember that @George says previously that they are already storing the data needed to make graphs of a userā€™s pie historic values. So I guess limit orders on pies could become a thing.

@Richard.W

I can on invest minumum 10 pounds in a PIE. Can you please confirm if its a bug or minimum deposit is 10 pounds?

This can be because the minimum investment in any one share is 20p. So if you have anything at 2% you will need to invest minimum of Ā£10.

Thank you
7M8f

Not sure if this has already been covered, but I just turned autoinvest on for an already established pie and I was forced to credit a minimum of Ā£1 into the cash account. This was taken from my card immediately on saving the settings. There should be an option to set this to zero for pies that are already funded and for those that need to fund for the first time, the money should not be taken until the first day of investment.

1 Like

Hey, love the PIE feature itā€™s an awesome feature and works very well. Only thing I wish it has is pie within a pie function, if you guys are planning this any ETA? Keep up the good work I recently transferred from FreeTrade and Iā€™m enjoying Trading 212 a lot more!

It is coming eventually, as has been previously mentioned.

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Hi @Penguin team,

Can you please add graphical representation of past performance of a PIE? Is it something already in pipe line?

image

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It has been previously mentioned that they are already collecting the data to make this possible.

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Time for a rant and a question :grimacing:

Rant - so 1 of my pies is doesnā€™t let me withdraw the cash sitting in it. I cancelled it last night as I realised I needed to edit the pie but now itā€™s stuck no matter how many times o try withdrawing it. It keeps saying done when I withdraw it but does nothing :confused: bug or me being stupid?

Question - when you remove investments from a pie and then add money to it in ā€œself balancingā€ mode, should it sell the rover investments too? If it doesnā€™t, I think it should as otherwise I donā€™t see the point of being forced to rebalance or withdraw anything from a pie I just added money too :sob: