🌊 Earn 1.5% cashback this summer!

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22

I read somewhere Apple Pay would be reviewed by Apple in May. What timeline do they operate in once/if approved?

1 Like
23

That’s right - Apple Pay will review and test our integration this month. Once it’s approved, you’ll be able to add your card to the wallet. We’ll keep you posted :ok_hand:

2 Likes
24

Created a virtual Trading 212 card and linked it to PayPal and Amazon, hopefully the cashback will still apply through both (it does with Chase for the 1% cashback)

25

Good morning, quick question. I used my physical card in a restaurant the other day to try it out. How long does the cashback take to show?

All the best, cheers

26

it took a couple of days for me.

1 Like
27

I clicked on the link for the card where in the past I already requested to be whitelisted and nothing happens, it just opens my account on trading 212

28

All cashback from completed purchases is paid daily. It might take a few days for a transaction to go from ‘Pending’ to ‘Completed’, and this depends mainly on the merchant.

In case the card homepage forwards you to the app, you can try going to your Invest account. Once in it, you can create a virtual card and/or order a physical copy by going to the card tab.

1 Like
29

Is it possible to design an option for cashback to be paid automatically into ISA auto-invest pies?

30

Can you please give an update on the timeline regarding enabling the google pay for this card?

3 Likes
31

Any plans for an open banking API?

If I could hook T212 into my accounting system then the debit card would be near perfect.

32

A sweet update for cashback would be to see it instantly with a purchase or least in the transactions. Kinda hard to track otherwise. Chase does it really well! The cashback is just pending until clearered

1 Like
33

Part-paid a holiday yesterday. Described as transport, status is complete, but no cashback, can’t see it on the list. Any ideas why? Thanx in advance for any help/advice.
Update. Now paid. Took 2 days, even after stating completed.

35

Reduce cashback amount and pocket the platform fee.

36

Some more spacing wouldn’t go amiss, bit of a difficult read :sweat_smile:

If I read it right, you sound worried that this will cost 212 money? It might be a loss leader for them potentially, but they do make 0.15% from FX fees less any intermediary costs and then offer us the mid rate in return. You could say how do banks make money? Virgin Money offer 12% on 1k for the first year. RBS/Natwest offer a 6% regular saver. I wouldn’t worry about financial institutions, they make money. If your also concerned about your data, then read the T&C to see what you sign away rights for on your data use. In addition - Mastercard / Visa charge transaction fees for institutions that use their payment system, and offer kickbacks. I would guess many things like Curve that are not banks get a kickback, but don’t always share it with the consumer. Amex for example offers 0.5% long term to customers.

37

Sorry was writing it during commute from my phone :smiley:

38

I cant because my physical card is still not allowing payments in stores or atm access.

39

@Christy3001 Like some other cards I had to put it in the machine and use the pin for the first time. Have you tried this?

40

Yesyesyes…multiple atms

1 Like
41

I have the same problem. Card declined multiple times

42

would cashback everymonth will stop in future?