šŸ’³ Introducing the 212 Card

Yes they do indeed ā€¦ I just canā€™t justify yet another card with Starling but they are pretty good ā€¦ I am closing my Zing - HSBC card though now that T212 has launched their.

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So if i visit Vietnam for example (a cash based society) which is a non supported T212 currency, with the T212 card:

    • to withdraw cash at an atm, i get a good fx rate, and i only pay the local bank atm charge, no other fees such as.foreign cash fee (2% up to Ā£5 with natwest) and no non sterling transaction fee (2.75% natwest)
    • soon i can tie the T212 card to apple or google pay and i just pay the fx rate, no foreign purchase fee (2.75% natwest)
    • if i visit a country with a T212 supported currency, i could use that wallet, or just incur the low fx rate if i didnt have any of that currency

Would you ever do a credit card?

I ordered something from Boots. Then it prompted for the app to verify. So that transaction failed. Then I decided to instead register the T212 card with my Amazon account. Transactions on Amazon donā€™t prompt for any OTP or SMS or anything and just go through. So Iā€™m planning to do the same with Paypal, if that works then thatā€™s most of my payment methods covered, and of course it works in shops just fine.

Once I decided I was happy with the card, I figured I should tell my partner to get one. Unfortunately when ordering it, again it prompted for verification from the app. So she canā€™t even obtain the card without the app. I never got this prompt from my account, just loaded some money to pay for the card and made the request. That was a few weeks ago, maybe I should try again.

Trading212 - can you please share the status of implementing google pay on this card? Can it be expected in foreseeable future?

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Has anyone used their card abroad already and care to share experience ? In particular in the US ?

I can confirm that card works fine in Turkey. Just paid a dinner bill of 2010 TL for Ā£49.05. Revolut would have been Ā£49.68 including extra 1% weekend fee. But I will get Ā£0.74 cashback with my T212 card. So T212 is better. Dinner was for 3 in outdoor garden of a very nice seaside restaurant. We had lamb dishes, salad, mezes, raki. Despite inflation here. Couldnā€™t do that in UK!

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Bad day today with my T212card @Momchil.G when I logged on the other day I was invited to enable 2FA which I did and the app took a selfie and said it would be reviewed. I queried what was happening today via chat as Iā€™d not heard anything and my card was subsequently frozen whilst the team checked and then I was advised card was unfrozen. I was out in town and when I tried to use my card it was declined both contactless and chip and pin (multiple attempts) I immediately opened a chat but 10 hours later no one has got back to me to resolve. I considered this an urgent issue as Iā€™ve been using as my main payment card, but there is no way of inciting an urgent response. Hoping this can be resolved asap, but itā€™s knocked my confidence in the product, or moreso urgent support when you need it

Iā€™m sorry to hear about that, @cmundo. The check was completed successfully, but itā€™s possible that the 2FA wasnā€™t enabled. A member of our team has just replied to your messages, so please check the in-app chat whenever you have a moment :pray:

Weā€™re getting closer to introducing the Apple Pay integration. After that becomes available, weā€™ll need a few more weeks for the Google Pay integration. Rest assured that weā€™re working on introducing both options as soon as possible and will share more on the topic once we have any news.

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Would be awesome if you reconsider supporting Garmin Pay too :upside_down_face:

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Thanks for your response. The in app chat says there are no restrictions at your end so I tried a transaction on Amazon which failed saying

Declined, your account has been temporarily restricted from making card transactions.

I need to resolve as soon as possible as itā€™s my main payment card

Thanks

Just got the option to add the card to Apple Pay.

Quick work. Thanks. :+1:t4:

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Just some thoughts on security.
Currently the only way to take money out of T212 is with a linked bank account which means even if someone hijacks your session cookies/account they canā€™t take your money. A debit card linked to your savings seems to defeat that

Does enabling the virtual card require password reentry?

Is it possible to put a hard spending limit on the card that would require a delay or password reentry to lift?

Iā€™ve added both physical and virtual Trading 212 cards to Curve as Google Pay is still not working.

Curve has identified both as business cards in the same way as for others in this thread.

I contacted Curve and they confirmed the cards were business cards and closed the chat. Awful customer service in line with their Google reviews.

Trading 212 have told me the cards are ā€˜standard debit cardsā€™.

Can anyone offer any guidance on what I should do next? Iā€™ve sent Curve a copy of the Trading 212 chat that says they are standard debit cards. Many thanks.

This is the screenshot that Curve provided me with showing the BIN as a business cardā€¦

And this is Trading 212 telling me the cards are personal and not businessā€¦

1000046222

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Also would be keen to see this Curve comparability issue being resolved. +1

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What is the problem if its a business card i donā€™t understand, Iā€™m not saying it is just asking why is it an issue

Unless it changed recently, Curve discriminates the personal and business cards. If someone want to add business cards to Curve, one must have a Curve business card to be able to add business cards.

I donā€™t know if Curve business cards are able to add personal cards. Maybe someone can clarify that.

I added the virtual card to my Metal Curve and it showed as a business card, but chatted to CS and it was resolved within a couple of days and have used it with no further issues.

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Will there be any support for adding the card to Samsung Pay?

Your Curve card is a personal card?